Article Archive

Class Action Lawsuit Filed Against Whole Foods For Overpriced Larabars

Whole Foods has recently come under surveillance for a lawsuit that is being filed against them. The lawsuit was for the unlawful prices that Whole Foods have been putting on one brand of health bars known...

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Amazing Ways To Save Money on Last-Minute Flights

There are few better ways to manage your budget and save money on a flight than planning it far in advance. Unfortunately, it won’t always be possible to travel with adequate advanced notice. At times last minute travel is r...

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Three Housing Trends Americans Should Know for the First Three Months of the Year

The first three months of a new year are typically the slowest home buying months. Statistics show that most Americans do their home buying later in the year. However, if you plan on buying a ho...

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50,000 Employees to be Hired for Amazon Soon

Everyone has heard of the company known as Amazon. Who hasn’t shopped there at least once or twice? The giant tech giant is based out of Seattle and is one of the most popular spots to shop online. In preparation of the millions ...

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Big Corporations Make Big Promises For Tax Cut Bill

On Wednesday, much to the chagrin of most Democrats and the majority of Americans, the Tac Cuts and Jobs Act was finally passed. While top economic analysts feel there could be a number of edits to the bill in the coming yea...

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What To Consider Before Buying A Property

There are several things that you will need to take into consider before purchasing a property. This includes the amount of money that you expect to bring in each month, the annual expenses and the risks that are associated with buyin...

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10 Legitimate Side Hustles To Fit Any Schedule

Having a side job or means of making a little extra money is nothing new, but the digital age has made it easier than ever to have a side hustle. Best of all, you can generally find something that fits in with your schedule and g...

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What American Homeowners Need To Know About New Tax Laws

Major changes to tax laws will take effect on January 1. These changes will impact a number of Americans, especially those who own homes. Decisions about whether to own or rent, what to do with home equity, and retireme...

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Free Gift Set From Walmart And Other TopCashBack Freebies

The company TopCashBack runs regular freebie promotions that offer you free items when you buy other items at participating merchants. You must purchase the specific item in order to get the cash back of equivalent val...

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Tips to Slash your Monthly Housing Costs

Whether you’re a renter or an owner, housing costs likely consumes the largest portion of your monthly budget. The Bureau of Labor Statistics reported that the average American spends $1,574 each month for a total of $18,886 every ye...

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12 Smart Ways to Save Money at Ulta Beauty

Ulta is a chain of beauty stores in the United States, and it's the largest beauty retailer. Ulta sells cosmetics, men's and women's fragrances and products for skin and hair. Every Ulta has a full-service salon featuring skin, brow ...

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How Renting Your Home Could Cost You Money

Renting out your home may seem like a great idea, but it costs a lot of money, time, and effort. In fact, many tax and property experts report renting out a room or your entire home could actually end up costing you a lot of money if...

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Buying Holiday Gifts Online? Use These Apps to Save!

If you are like so many of us, you probably get overwhelmed when you walk into your local store around Christmas. You’re not alone in feeling stressed and anxious about so many choices and stores to choose from, as well a...

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Facts About The Government's Free Cell Phone Program

The government has recently made it possible for individuals who cannot afford a cell phone to have one. This program helps millions of men and women with many of their communication needs. Emergency, business and even pers...

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Home and Housing Grants

You may be asking whether or not grants for housing are offered for free. To be honest, the answer to this question is both yes and no. Federally endorsed grant programs provide funding for general housing, rentals and mortgage loan down payments. One ...

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Millions of People Qualify for $4,000 Rebate

When you consider the rate at which inflation is still on the rise, job seekers keep hunting for ever elusive employment and families barely survive, you may wonder whether the sub-prime mortgage crisis of 2008 was actually solved....

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Housing Assistance for Low Income Families

The Department of Housing and Urban Development (HUD) was created during the Great Depression of the 1930s to help low-income families find affordable housing. HUD has since expanded to include the construction of housing units for t...

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Financial Struggles Can Be Helped With Subsidies

When you’re living paycheck to paycheck, paying bills on time can be a challenge. Even the most regular bills, like rent or utilities can be difficult to meet and when there are late fees, court dates or eviction possibilitie...

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Government Assistance To Help With Utility Expense

Over three decades ago, Congress voted to establish a new program called Low-Income Home Energy Assistance. The U.S. government funds it with grants. When it was created, the Federal Social Service oversaw LIHEAP. Officials e...

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Can You Deduct Closing Costs on Your Taxes?

When you buy a home, the negotiated sales price is not the only cost you will have to pay. You need are also responsible for paying closing costs. Home closing costs, also referred to as settlement charges or settlement fees, aren't...

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The World AIDS Day. Tips: Where to Get Tested for Free

December 1 is World AIDS Day. It's a special day set aside to encourage discussion about treatment and prevention of AIDS. For some, it's also a day to remember those who have lost a fight with AIDS. Many people believe t...

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When Are Rent To Own Homes A Good Idea?

Most people dream of owning their own home and having a space to live in long-term. Those who are not ready for the commitment or don't qualify for a mortgage can consider a rent-to-own agreement. There are a number of reasons that you ...

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How Rent To Own Works

Essentially, in a rent-to-own situation, a homeowner who wants to offer his or her home as rent-to-own signs an agreement with a prospective buyer. Once the agreement is signed, the buyer can move into the home. This buyer rents the home for the amount o...

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Understanding Rent-to-Own Contracts

You and your landord are likely to be more satisfied with the outcome of your rent-to-own contract when you both completely understand all of its details. Rent-to-own contracts include several details that are different from regular lease ...

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Potential Pitfalls for Buyers

Rent-to-own arrangements are an ideal solution for prospective buyers to live in their dream home now and to pay for it later. The buyer has an opportunity to experience home ownership now versus later. Prior to signing a rent-to-own agreement or...

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Investing In Real Estate is Easier Than You Think

Creating savings is vitally important in life. A fiscal cushion allows anyone to meet all sorts of unexpected emergencies. This is why many people choose to save at least ten percent of their income. However, while saving can ...

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4 Tax Deductible Work Expenses

You may qualify for a tax deduction if you use your personal vehicle for work or while looking for work. In addition, if you travel for work without being reimbursed, you might deduct those expenses too. Finally, if your employer requires you to...

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Urgent Mortgage Loans for Home Buyers

If you haven't yet sold your home and you need a loan to purchase a new one fast, or if you are an investor and you need an urgent mortgage loan to buy a foreclosure house, then you should consider government or privately funded instant l...

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Special Case Section 8 Vouchers

For people who have found themselves facing difficult circumstances, the Section 8 housing voucher program aims to outline particularly options to help them. To find out whether or not you might qualify, continue with our line of these vouchers...

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Saving Money with the Home Affordable Refinance Program (HARP)

The Home Affordable Refinancing Program, or HARP, is a government program designed to provide relief to homeowners who have high-interest rate mortgages or who are underwater on their mortgage. Those who qualify a...

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How To Get Your Gifts Shipped For Free

The 2017 holiday season will be here before we know it. Many retailers have already listed dates that people will be able to get free shipping. Retailers are trying to compete with Amazon. Prime members are able to get free two-day shipp...

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20 Holiday Gifts They'll Love for Under $25

Holiday season is here! Whether you are seeking a gift for friends, stocking stuffers for family, or a small present for office colleagues, this list will give you some great ideas. What makes this list even better, each item is bud...

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The Most Common Signs You're Buying A Home You Cannot Afford

Buying a new home is so exciting, and it can be addicting to look at homes you wish to make your own while you go through this process. Whether you’re buying or building, you should keep in mind that your budget s...

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Are You Qualified for the Job?

If you don’t have a degree, there is no need to worry. If you don’t have experience at a job, there’s no need to worry there either. Since employers are struggling to find workers in the fast-growing labor market, many are beginning to hi...

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Reliable Sites That Accommodate Affordable Housing

Whether it be now or later, making the decision to buy a home is a critical milestone most commonly shared by a great percentage of people. It is an experience highly presumed to be both joyful and memorable. However, in addi...

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FedEx and UPS Ramp up Hiring for the Holiday Season

It is that time of year again, and FedEx and UPS plan to shore up their support by adding thousands of seasonal workers to the payroll. Retailers across the country, and the world for that matter, also plan to increase their...

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20% Down Payment Myth When Buying Your Home

Many consumers believe the American dream is unachievable for them because they haven’t the 20% down payment necessary to purchase a home. While the wisest financial decision you can make when buying a home is putting money down, ...

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Single Mothers? Get Help With This Housing Assistance Programs

The United States Department of Housing and Urban Development works with property managers in order to provide reduced rent to low-income earners. Subsidized housing is not just for single mothers. However, it is ...

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Hungry? Ten Ways To Get Fed For Free!

If you're hungry and low on funds, consider these way to get fed for free. Free food is all around you if you know where to look. Free found can be found in lots of unexpected places. It's Your Birthday Many restaurants are happy to t...

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Labor Day Weekend - Ten Places You Can Score Free Food And Deals

Many people take the day off on labor day. This is also a great time to take advantage of deals. There are many department stores that have great deals. There are also restaurants such as Chick Fila, Shack Shack...

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How To Find The Cheapest Car Insurance Online

It does not matter whether you are looking for a full coverage car insurance policy or just looking to buy liability insurance, the thought of looking for the cheapest plan is very enticing. The best way to find a great deal on ve...

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Rising Home Prices lead to many ARM Applications

Home prices are on the rise, and potential buyers are getting creative with ways to finance their home purchases. According to research firm Inside Mortgage Finance, the number of adjustable-rate mortgage (ARM) originations ros...

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Zero-Down Payment Mortgages: Worth the Cost?

Coming up with a substantial down payment can be the hardest part of buying a home. Scoring a mortgage that requires no down payment sounds like hitting the jackpot. You get funding for a home without having to put up any of your...

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Exceptions Made for Section 8 Voucher Usage

Individuals faced with unforeseen or challenging circumstances may be eligible for the Section 8 housing voucher program. In select cases, exceptions can be made to aid people in their ability to afford decent housing. Below is info...

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Boost Your Home's Value With These Simple Projects

Here’s a tough question for homeowners. Would you rather your house be worth more or less? For those who chose the former, you’re in luck. There are plenty of things you can do to improve the value of your home, many of t...

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Wells Fargo: Grants That You Can Get For Higher Education

Wells Fargo is making it possible for people to fulfill their dream of pursuing a higher education. It has scholarship initiatives, support for military vets, diversity promotion and college readiness initiatives. The ...

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The 10 Most Important Things About Social Security

One key change in social security rules for 2017 is the tax cap. Social security cannot tax anyone whose income exceeds $127,200. The same rule applies to the calculation of retirement benefits. Beginning in 2017, workers who...

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Going Green - The Energy Efficient Mortgage (EEM)

Making eco-friendly renovations is a chance to lower both your carbon footprint and your utility bills. There are mortgages like the Energy Efficient Mortgage that help people make necessary energy efficient improvements to a ...

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Important Facts About FHA Mortgages

If you have poor credit, an FHA mortgage could be the best option for you. These loans are backed by the government and insured under the Federal Housing Administration. If a lender has been approved by the FHA to issue insured FHA mortgage...

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Everything You Need to Know About Seller-Financed Real Estate Deals

When it comes to buying a home, it is not always easy to get a mortgage. If you are self-employed or have interruptions in your job history, your bank may not want to give you a mortgage. Sellers want to find...

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Fastest Way To Get Out Of Credit Card Debt

Credit card debt is one of the worst types of debt that you can have. Many people spend over 15 percent of their income on credit card debt. Many Americans carry a balance every month, which can make it even harder to get out of debt...

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The Federal Funding For Child Welfare

Child welfare is a combination of the federal government’s services that aim at providing protection for children and encourage stability in families for their well-being. The federal government has the responsibility of taking care of ...

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Hire Purchase Explained In Detail

It is not always possible to buy pricey items such as cars or electronics up front. Borrowing a loan often comes off as the most prominent especially when the buyer prefers to own the item outright and evade annual restrictions such as a car'...

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Walmart Could Owe You Up To $15,000

Everyone knows who the Walmart corporation is. They are recognized both nationally and world-wide as a big box chain store that offers the best prices to their customers on everything from food to clothes and household items. Just about any...

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Six Simple Strategies That Will Help You Get Approved For Your Home Mortgage Loan

You're finally in the market for your first home. Congratulations. That's a big step. Before you get started on your journey, you should know that there might be some bumps along the way. Those ...

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Child and Adult Care Food Program (CACFP) for Homes

The Child and Adult Care Food Program (CACFP) is a U.S. federal assistance program. Although this meal reimbursement and nutrition education program largely provides aid to children and adult institutions, it also sends help...

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Very Low To Moderate Income Housing Loans

Home ownership is a dream for most people. Many people think that if they have a low income, then they will not be able to get a loan. However, you do not have to let a low income stop you from getting a loan. In fact, there are many ...

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You Can Get A $250 Bonus from Wells Fargo! Here's How

The perks that can come from opening a checking or savings account with an established bank can often exceed our expectations. Some of these offers come with a catch, hosting a certain number of tasks, and other such requi...

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Best Phone Deals Available Now

If you're looking for the greatest deals on a new mobile phone, including some of the most desirable high-end models, look no further. This month, you could pick up a OnePlus 5 for £38 monthly with 3GB of data included or a Samsung S8+ for £42...

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You May Be Entitled to a Share of Santander's $25.9-Million Auto Loan Settlement

If you live in Delaware or Massachusetts and previously received an auto loan from Santander Consumer Holdings, you may be entitled to a cash settlement. In early 2017, Santander reached a settle...

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How to Get Free Amazon Gift Cards

Amazon often has the best deals on all types of products, and it's the go-to online store for most people when they can't find something in a brick and mortar store. It's always great to get something for free, so many people search for ways ...

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Sneaky Retail Traps To Avoid

Although the economy seems to be recovering from the latest recession, consumers still look for the best deals they can get when they go shopping. Nobody wants to spend more than they have to. However, some retailers still use shifty sales hooks t...

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How to Get Affordable Dental Care Without Insurance

The cost of dental care and treatment has been rising over the past few years. This has made it difficult for many people to afford medical bills. With the uncertain economic times, a good number of people do not have any de...

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Make The Government Pay For Your House Repairs

If you live in a home any length of time, you will need to do some renovations. Light fixtures quickly become outdated. Heating systems age and need replaced. What about an addition to accommodate your growing family? The biggest...

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Your Car Loan May be Part of $25.9 Million Settlement with the Lender

Many people in Massachusetts and Delaware may soon get relief after being given auto loans they cannot really afford. In March of this year, a major subprime lender, Santander Consumer Holdings USA, reached...

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How To Get A $250 Bonus From Wells Fargo

Wells Fargo is a very popular bank across the United States. Once is a while they love to offer current and new customers a chance to get bonuses by completing certain things in order to obtain it. Currently, the bank is looking to off...

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Class Action Lawsuits You Might Be Eligible For

Class action lawsuits occur when a group of people, who are represented by one person in that group, sue a defendant for the same reason. If the plaintiff wins, everyone in the group that is suing wins money. They are pretty com...

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10 Ways To Score Free Food

When you are on a tight budget, it is necessary to cut out luxuries such as dining out and partying. Instead of dining out, you can score free meals and save the money you could have used to buy food. Here are ten tricks on how to score free food wi...

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Earn Up to $300/Month Watching Previews

Although it can seem a bit unconvincing to some, there are numerous ways to earn up to $300 a month, and to some, it can seem passive. From watching previews, movies, short videos and even taking surveys, there continues to be a steady ...

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Companies That Will Pay You for Taking Online Surveys

Taking online surveys is a great side hustle to make some quick cash. Although there are plenty to choose from online, how do you know you’re getting the best deal for your time answering surveys? Well, that’s what you...

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Walmart Could Owe You Between $5,000 and $15,003

How much money have you spent at Wal-Mart throughout the years? Most savvy, bargain-seeking customers have spent plenty of time inside the store, grabbing the deeply discounted products by the cart-full, while swiping their deb...

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How To Claim Money From Forgotten Investments

Most people are pretty good about keeping records of their investments and carefully monitoring them. However, there are still some people that do forget about money that is theirs which may be left in investments or unclaimed fro...

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Easy Steps to Locating Lost Life Insurance Policy

Life insurance is not a subject anyone enjoys discussing, but it’s necessary. It’s something every family must discuss prior to the unthinkable occurring, and it’s something many people wonder about when a loved one pass...

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Do You Have a Lost Pension? Here's How to Find and Claim It

If you are like many people, you may have worked for a number of different companies during the course of your employment years. Of course, that means you very likely contributed to a variety of retirement plans or p...

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Unclaimed Child Support: Ways To Claim Your Funds

The government has a program that they created to help protect the rights of all custodial parents. They do this by ensuring all child support court orders for both medical and financial support are enforced accordingly. This ...

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Lost Pensions: How To Track Down Missing Funds

It’s not uncommon for people to lose track of their pension plans from an old job. Companies can go out of business, change names, or move to a different city. In such a case, your pension is not necessarily lost. However, find...

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Get an FHA Mortgage Insurance Refund. Here's How

Most people are not aware that they can get a refund on their FHA loan premium under certain circumstances. While there are certain restrictions to get the refund, many individuals can qualify easily if they meet the deadlines ...

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You Are Entitled To A Refund From FHA

Many homeowners are able to get a FHA refund after they refinance their mortgage. Did you finance your loan with a FHA loan? If the answer to that question is yes, then you may be able to get some of your mortgage insurance payments back ...

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How to Claim for Unpaid Wages

Hardly anyone would enjoy working without receiving due wages. The situation is even more frustrating when you expect to get paid once you have worked only to realize that no paycheck is forthcoming. What should you do? The Wage and Hour Division...

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Tips For Getting Back Your Unclaimed And Undelivered Tax Refunds

No one that earns a living is exempt from having to pay their taxes. There is an old saying that speaks of nothing in life is certain except for death and taxes. There are those that are lucky each year to be ab...

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Keep Your Pensions From Job to Job

Although pensions aren’t as common as they used to be, they’re still available, and a lot of employees who are looking ahead to retirement pay consistently into these pensions through their employer. Different from other retirement plans...

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Claim Money From Life Insurance Policies

One of the most important steps everyone should take to protect their family upon their demise is to purchase a life insurance policy. Individuals with children feel a responsibility to protect their future even if they are not around....

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Everything You Need to Know About Cashing in Your U.S. Government Bond

Rather than spending a large sum of money on a risky investment, a savings bond is the ideal investment solution. When purchased, these bonds, or notes, are given a redemption date in which one is able to ...

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Unclaimed Property: Tips on How to File Your Report

The thought of money waiting for you to claim it may sound too good to be true. But, there are actually billions of dollars across the nation waiting for the proper contact. Unfortunately, if you don’t check for unclaimed ...

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How to Reclaim Missing Money and Investments

Numerous individuals have financial assets worth a substantial amount of money, even as much as tens of thousands of dollars. However, this money has been long forgotten and is merely sitting there waiting to be claimed. In certain...

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Guide to Claiming Unpaid Wages

One of the most fundamental reasons why we go to work each day is to earn a paycheck to help support ourselves and our families financially. State and federal laws mandate that you receive a minimum wage for all hours worked, and you may also be...

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Forgotten About Unclaimed Investments? How to Reclaim the Money!

You may think that most people would carefully monitor their finances and ensure that they receive all of the money that they are entitled to. However, a significant amount of unclaimed money is being held in es...

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Grants for Emergencies

Whenever there is an emergency such as a natural disaster or any other type of true emergency, there is almost always a need for financial assistance of some type. Whether you need new housing, clothes, vehicle, or there are huge medical bills as a resu...

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Grants For Transportation

One of the most important things to have these days is reliable transportation to and from wherever you are needing to go. Whether it is transportation to a job or to medical appointments, or even something as simple as getting to the grocery store, ...

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Build A Better Retirement Income Strategy

One of the most basic steps that people take when preparing for retirement is to begin making regular contributions to an employer-sponsored retirement account. There are exceptional benefits for doing so, such as taking advantage of ...

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Are You Not Working Due to Your Health?

Unfortunately, no one gets to decide when they come down with a mental or physical illness. The symptoms often begin at the most inopportune time, which makes paying bills and covering living expenses difficult. Savings accounts quickly...

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Legitimate Work From Home Job Opportunities

Working at home has its benefits. Many people find it to be the best choice for their lifestyle, whether they are stay at home moms, students, or even just prefer to stay in the comfort of their own home. There are also many perks t...

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How to Tell When It Is Time to Switch Banks

Most of us stay with the same bank year after year. This is usually out of simple convenience and not out of a deep sense of loyalty to our financial institution. After all, it can be a hassle to switch direct deposits and automatic...

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Supplemental Nutrition Assistance Program

The Supplemental Nutrition Assistance Program, also referred to as 'SNAP', is a government program that protects millions of impoverished Americans from hunger. Last year alone, over 45 million Americans were protected from starvation...

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Car Donation Programs Assisting Low-Income Families In Need

Transportation is a necessity, especially for low- income families in areas where public transportation is non- existent or employment opportunities are located outside of their geographic area. For many, transportat...

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10 Excellent Jobs You Can Get Without a College Education

Many people believe it is necessary to have a bachelor's degree in order to achieve financial success. This misconception is based on past comparisons that determined college graduates earned double the income of indiv...

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The Operation HOPE Home Buyers Program

Low-wealth individuals and families now have hope for a home. The Operation Hope Home Buyers Program offers a path for those who wouldn’t benefit from standard mortgage loans to own property. The program shows clients various programs...

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How to Avoid Scams in Rent-to-Own Leases

It can often be difficult to take out a mortgage if you have a bad credit score or aren't financially stable, which makes rent-to-own properties so appealing. Unfortunately, rent-to-own scams are growing in popularity and are literally...

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Social Security Recipients Dissappointed

Social security recipients look forward to receiving an increase in their benefits every year. Many people were disappointed to find out that they only received a 0.3 increase in their benefits. Extra income can benefit anyone, but thi...

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